Funding requests from Gulfport, MS: (228) 261-9976

Request Funding
MenuClose

Industry Business Loans in Gulfport, MS: Restaurants, Hotels, Salons and Shops

Industry business loans in Gulfport, MS depend on what a trade spends money on: a kitchen line, a room refresh, a rack of new stock, a styling chair.

Call Eastcrest(228) 261-9976Request Funding
A woman with a long silver braid over one shoulder and sun-weathered skin at a work table with a closed folder in a small seafood restaurant.

Below are the Harrison County, MS food, lodging, retail and salon trades Eastcrest Financial covers in depth, each with its 2023 County Business Patterns count, then brief notes on vets, auto shops, health offices and builders.

Restaurant, hotel, shop and salon trades with full Eastcrest pages in Harrison County, MS

Food, lodging, retail, salon and insurance trades, each with its own NAICS code and a 2023 Harrison County, MS employer count.

  • Restaurants

    Restaurant loans in Gulfport, MS for fryers, combi ovens, movable patio furniture, repairs and buying an existing restaurant, with Harrison County data.

  • Salons

    Salon business loans in Gulfport, MS for barber chairs, clippers, pedicure chairs, dryers and movable suite furnishings, with county data.

  • Retail Shops

    Business loans for retail in Gulfport, MS: boutique bulk buys, fixtures, registers, racking, signage and stock, with Harrison County retail counts.

  • Hotels and Motels

    Hotel loans in Gulfport, MS for case goods, televisions, linens, movable furnishings, laundry machines and working capital, with Harrison County data.

  • Cafes and Coffee Shops

    Cafe business loans in Gulfport, MS for movable counter equipment, espresso machines, leases, roasters and buying a coffee shop, with Harrison County counts.

  • Bars and Taverns

    Bar business loans in Gulfport, MS for taprooms, back-bar coolers, ice machines, movable bar furnishings, liquor stock and buying a bar, with county figures.

  • Gas Stations and C-Stores

    Gas station financing in Gulfport, MS: buying a station, card readers, beer caves, walk-in coolers, freestanding price signs, POS and c-store stock, with county counts.

  • Pharmacies

    Pharmacy business loans in Gulfport, MS for compounding equipment, software, payroll gaps, stock and buying an independent pharmacy, with county data.

  • Insurance Agencies

    Insurance agency loans in Gulfport, MS for a second office, book-of-business purchases, buyouts, office moves and new producers, with county data.

  • Harrison County, MS employer counts for the food, lodging, retail and service trades with a page

    These are the trades with a full page on this site, with the number of employer establishments and paid employees County Business Patterns counted for each in Harrison County, MS in 2023. Where a page covers two codes, the two are added together by our arithmetic. The list follows the site's menu, not the size of each trade.

    Harrison County, MS trades with an Eastcrest page, 2023 (County Business Patterns)
    Trade (NAICS)Employer establishmentsPaid employees
    Full-service and limited-service restaurants (722511, 722513)3759,368
    Snack and nonalcoholic beverage bars, coffee shops among them (722515)51544
    Drinking places, alcoholic beverages (7224)26192
    Traveler accommodation, casino hotels included (7211)6410,358
    Retail trade, every kind of store (44-45)83211,964
    Gasoline stations and convenience stores (4471, 445120)119941
    Health and personal care stores, pharmacies among them (4461)76763
    Beauty salons and nail salons (812112, 812113)40202
    Insurance agency offices (524210)75392

  • Restaurants, coffee counters and bars in Harrison County, MS: kitchens and card sales

    Restaurants, cafes and bars take in money every day they are open and spend it on things that wear out at different speeds. The range, the walk-in cooler and the espresso machine last years and fit an equipment loan. Food, coffee, beer and wine orders turn over every week and fit a credit line. Movable dining-room and patio furnishings sit in between, on a term loan; fixed patio and room work are excluded. Each of these trades has its own page on the site, built on its own NAICS count for the county.

  • Hotels, clothing and gift shops, gas stations and pharmacies in Harrison County, MS

    A hotel finances furniture, beds and televisions room by room; Harrison County, MS traveler accommodation counted 64 employer establishments in 2023 (NAICS 7211). A clothing or gift shop, covered on the retail page, finances stock ahead of the sales that pay for it. A gas station finances coolers and POS terminals, and a pharmacy finances front-store and prescription stock between wholesaler invoices and reimbursements. Each of these has a page that works through its own costs with county counts for its own code.

  • Salons and insurance agency offices in Harrison County, MS

    A salon's costs are chairs, styling stations, dryers and the retail product on its shelves; Harrison County, MS had 30 beauty salons and 10 nail salons with paid employees in 2023 (NAICS 812112 and 812113). An insurance agency office has almost no equipment to speak of, so the costs it funds are technology, a second office, hiring before commissions build, or buying another agent's book; the county counted 75 insurance agency offices that year (NAICS 524210).

  • Which types of business loans Harrison County, MS full-service restaurants use

    A full-service restaurant can use almost every type of business funding, because its costs come in every shape. A short list of what fits where:

    • A commercial term loan for movable furnishings, equipment for a second location or a buyout of a partner; fixed room work is excluded.
    • An equipment loan or lease for the cooking line, refrigeration and the dish machine.
    • A commercial line of credit for food and liquor orders and repair bills that cannot wait.
    • A short-term business loan for payroll in a stretch when card deposits run behind costs.
    • A business cash advance, which is not a loan, against card sales, usually at a higher cost than the options above.

    The county's 198 full-service restaurants carried 5,331 people on their 2023 payrolls and paid them $120.7 million that year (County Business Patterns, Harrison County, MS, NAICS 722511).

Veterinary, auto repair, health office and builder notes for Harrison County, MS

Vets, auto shops, health offices and builders: a paragraph each, with the county count for the code.

  • Veterinary practice loans in Harrison County, MS: exam rooms, lab analyzers and practice purchases

    A veterinary practice borrows for things a clinic cannot open without: movable exam-room equipment, an in-house lab analyzer, surgical lighting and monitors, and sometimes the purchase of the practice itself from a retiring owner. Equipment financing covers the machines, a term loan covers a purchase or movable furnishings, and a credit line can carry drug and supply orders; fixed exam-room and kennel construction are excluded.

    Veterinary services in Harrison County, MS paid $7.9 million in wages to 206 employees across 25 employer establishments in 2023, 9 of which had fewer than five employees (County Business Patterns, NAICS 541940).

  • Auto shop financing in Gulfport, MS: lifts, alignment racks and scan tools

    Auto shop financing is mostly equipment financing. A shop compares a loan against a lease for two-post and four-post lifts, an alignment rack, a tire machine and balancer, diagnostic scan tools and an air compressor, and checks that the lease or loan term does not outrun the useful life of the tool. A shop that rents its bays also needs the landlord's consent before anything is bolted to the floor.

    Of the 99 automotive repair and maintenance employer establishments in Harrison County, MS in 2023, 58 had fewer than five employees (County Business Patterns, NAICS 8111), so most shops here run with a small crew.

  • Auto repair business loans in Gulfport, MS: parts, payroll and a shop purchase

    Auto repair business loans cover what equipment financing does not: parts inventory, payroll while fleet and insurance invoices wait to be paid, a second building, or the purchase of a retiring owner's shop. A term loan fits the purchase and a line of credit fits the parts and the waiting. A partner reads the shop's bank statements for how long those invoices take to clear.

    Many repair businesses here run with no staff at all: the 2024 Nonemployer Statistics counted 243 automotive repair and maintenance businesses in Harrison County, MS with no paid employees.

  • Medical and dental offices in Harrison County, MS: a short note

    Physician and dentist offices finance imaging, chairs, operatory equipment and practice purchases, and carry payroll while insurers process claims. Equipment financing and term loans are the closest fits, with a credit line for the claim gap. Harrison County, MS counted 140 offices of physicians and 69 offices of dentists with paid employees in 2023 (County Business Patterns, NAICS 6211 and 6212). This site keeps them to this note and does not have pages for them.

  • Builders, landscapers and child care centers in Harrison County, MS: notes

    A home builder carries materials and labor between draws, a landscaper finances mowers, trailers and a skid steer, and a child care center finances classroom furniture, cots and a van. All three can call. County Business Patterns counted 54 residential building construction establishments (39 with fewer than five employees), 36 landscaping services establishments and 53 child day care services establishments in Harrison County, MS for 2023 (NAICS 2361, 561730 and 624410).

Census tables behind the Harrison County, MS trade counts on the Eastcrest hub

County Business Patterns 2023 for employer establishments; Nonemployer Statistics 2024 for businesses with no paid staff.

  • A Gulfport, MS business whose trade has no section on this hub

    Nothing on this hub limits who may phone (228) 261-9976 or fill in the request form; a florist or a print shop starts the same way a kitchen does. What decides a request is the cost itself, the statements and returns behind it and whether the payment leaves room in the bank balance, whatever the trade is called. Trucking and agriculture are the lines of business Eastcrest Financial leaves out entirely. The Gulfport, MS page has the county-wide figures, and business equipment loans explains the equipment side for any trade.

  • County Business Patterns and Nonemployer Statistics years behind each Harrison County, MS figure here

    Every establishment, employee and payroll figure on this hub comes from the U.S. Census Bureau's County Business Patterns for 2023, a tally of locations with a payroll during the year, filed under NAICS codes; employee counts are for the pay period that included March 12. The count of repair businesses with no paid employees is from the 2024 Nonemployer Statistics, a separate program, and it is never added to the employer counts.

In short

Eastcrest Financial's trade hub for Gulfport, Mississippi: the food, lodging, retail and salon trades with full pages, Harrison County Census counts, and notes on the rest.

By Eastcrest Financial ยท Updated

Eastcrest Trade Hub Questions for Harrison County, MS Owners

Brief replies to the questions that come up before a request.

Call Eastcrest(228) 261-9976
How did Eastcrest Financial pick the trades with full pages?

Each one is a food, lodging, retail, salon or insurance trade with its own NAICS code and a Harrison County, MS employer count in the 2023 County Business Patterns, which gives its page local figures to work from. Trades outside that set, such as veterinary clinics, auto repair shops and builders, have notes on this hub, and their owners can call like anyone else.

Run a Harrison County, MS Kitchen, Shop or Salon? Tell Eastcrest the Purchase and Its Date

Call (228) 261-9976 about the cost your business is facing, or start with the request form.

Call Eastcrest(228) 261-9976
StartFundingYour Trade(228) 261-9976