# Eastcrest Financial

> Eastcrest Financial is a small-business funding broker at 1504 28th St, Gulfport, MS 39501 (phone (228) 261-9976). It helps businesses in Gulfport, MS and across Harrison County, Mississippi; and in Bay St. Louis, MS (Hancock County); Ocean Springs, MS (Jackson County), explore short-term business loans for working capital, commercial term loans, commercial lines of credit, inventory loans, business equipment loans and leases, and business cash advances. Eastcrest Financial passes business funding requests to independent funding partners; the partner that reviews a request alone decides whether to make an offer and sets its amount, cost and terms. Eastcrest Financial is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Eastcrest Financial does not arrange personal, payday, auto title or mortgage loans, does not offer grants, and does not arrange funding for trucking or agriculture.

Key facts:
- Business type: small-business funding broker (not a lender)
- Address: 1504 28th St, Gulfport, MS 39501, United States
- Phone: (228) 261-9976
- Apply: https://eastcrestfinancial.com/apply/
- Places: Gulfport, MS and all of Harrison County, Mississippi; also Bay St. Louis, MS (Hancock County); Ocean Springs, MS (Jackson County)
- Language: English

## Funding options
- [Business Financing Options in Gulfport, MS: Kitchens, Hotel Rooms and Shelf Stock Compared](https://eastcrestfinancial.com/business-loans/): Kitchens, guest rooms and shelf stock each point to a different one of the six funding types; the table lines them up for Gulf Coast businesses in Gulfport, Mississippi.
- [Short-Term Business Loans in Gulfport, MS for Food Costs, Linens and Payroll](https://eastcrestfinancial.com/business-loans/working-capital/): A short-term loan covers the stretch between paying staff and suppliers and collecting from guests, insurers or event clients. Below: how a Gulfport, Mississippi owner pays it back, what it can cover and what a partner reads.
- [Commercial Term Loans in Gulfport, MS for Dining Rooms, Hotel Refreshes and Second Storefronts](https://eastcrestfinancial.com/business-loans/term-loans/): A term loan spreads one large cost over the years it pays off. This page covers business purchases, pharmacy and restaurant uses, the choice between a term loan and a credit line, and what a down payment means for a Gulfport, Mississippi buyer.
- [Commercial Line of Credit in Gulfport, MS for Restaurants and Boutiques With Uneven Weeks](https://eastcrestfinancial.com/business-loans/line-of-credit/): A revolving limit for costs that come and go. Covered here for Gulfport, Mississippi owners: draws and paydowns, how limits and renewals are set, the draw period, and when a line costs more than it saves.
- [Inventory Loans in Gulfport, MS for Boutiques, Pharmacies and Convenience Stores](https://eastcrestfinancial.com/business-loans/inventory-financing/): Inventory financing turns stock bought ahead of sales into collateral. Gulfport, Mississippi shops and cafes can see how advances, fees and repayment work, when purchase order funding fits and how to compare providers.
- [Business Equipment Loans in Gulfport, MS: Fryer Lines, Hotel FF&E and Salon Chairs](https://eastcrestfinancial.com/equipment-financing/): Equipment loans and leases match a long-life purchase to installments. This page covers Gulfport, Mississippi hotels, salons and restaurants, leases versus loans, used equipment and the difference between a finance agreement and a loan.
- [Business Cash Advance in Gulfport, MS: Card-Sales Funding for Restaurants and Bars](https://eastcrestfinancial.com/merchant-cash-advance/): In a business cash advance the business sells part of its future card sales. Here a Gulfport, Mississippi bar or restaurant can see what a factor costs in dollars, how soon a holdback collects the total, and which alternatives to price before signing.

## Industries
- [Gulfport, MS Restaurant Loans: Fryers, Ovens and Patio Seating](https://eastcrestfinancial.com/industries/restaurants/): A Gulfport, Mississippi page on restaurant financing: buying a restaurant, the movable equipment a request lists and repair bills, worked through with invented examples and Harrison County Census counts.
- [Gulfport, MS Salon Business Loans: Barber Chairs, Clippers and a Storefront Sign](https://eastcrestfinancial.com/industries/salons/): Hair, nail and barber shop financing for Gulfport, Mississippi: chairs, color bars, dryers, movable suite furnishings, booth rent gaps and signs, with invented worked examples and Harrison County salon counts.
- [Business Loans for Retail in Gulfport, MS: Bulk Buys, Endcaps and a Stockroom Expansion](https://eastcrestfinancial.com/industries/retail/): Retail store financing for Gulfport, Mississippi: boutiques and gift shops, supplier terms, fixtures, a second register, backroom racking and signage, with invented examples and Harrison County retail counts by code.
- [Hotel Loans for Gulfport, MS Hotels and Motels: Guest Room Case Goods, Televisions and Linens](https://eastcrestfinancial.com/industries/hotels-and-motels/): Hotel and motel financing in Gulfport, Mississippi without the mortgage: movable furnishings, FF&E, breakfast area furnishings, laundry machines and working capital, with invented worked examples and Harrison County traveler accommodation counts.
- [Cafe Business Loans in Gulfport, MS: Movable Cafe Furnishings and Equipment Leases](https://eastcrestfinancial.com/industries/cafes-and-coffee-shops/): Coffee shop and cafe financing for Gulfport, Mississippi: buying a cafe, small equipment, espresso machine leases against loans, roasters, ovens and movable furnishings, with invented worked examples and Harrison County Census figures.
- [Gulfport, MS Bar Business Loans: Taprooms, Back Bars and Inventory](https://eastcrestfinancial.com/industries/bars-and-taverns/): A Gulfport, Mississippi page on financing a bar or tavern: what a bar with a kitchen compares, movable bar furnishings, buying a bar, equipment, permits and stock, with invented worked examples and Harrison County counts.
- [Gulfport, MS Gas Station Financing: Convenience Store Purchases and Upgrades](https://eastcrestfinancial.com/industries/gas-stations-convenience-stores/): Gas station and convenience store financing for Gulfport, Mississippi: station purchases, freestanding price signs and beer caves, POS upgrades, walk-in coolers and store shelving, with invented examples and Harrison County counts.
- [Pharmacy Business Loans in Gulfport, MS: Compounding Equipment, Software and Payroll](https://eastcrestfinancial.com/industries/pharmacies/): Independent pharmacy financing for Gulfport, Mississippi: compounding equipment, software, payroll between reimbursements and buying a pharmacy, with invented worked examples and Harrison County health store counts.
- [Gulfport, MS Insurance Agency Loans: Opening a Second Agency Office](https://eastcrestfinancial.com/industries/insurance-agencies/): Insurance agency financing for Gulfport, Mississippi: a second office, buying a book or an agency, office moves, new producers and credit lines, with invented worked examples and Harrison County agency counts.
- [Industry Business Loans in Gulfport, MS: Restaurants, Hotels, Salons and Shops](https://eastcrestfinancial.com/industries/): Eastcrest Financial's trade hub for Gulfport, Mississippi: the food, lodging, retail and salon trades with full pages, Harrison County Census counts, and notes on the rest.

## Tools and calculators
- [Gulf Coast Small Business Guides From Gulfport, MS: Commercial Space and Liquor Licensing](https://eastcrestfinancial.com/resources/): Eastcrest Financial's preparation notes for Gulfport, Mississippi cafes, pharmacies and hotels, with a calculator for short-term loan payments.
- [Short-Term Loan Repayment Calculator for Gulf Coast Restaurants and Shops in Gulfport, MS](https://eastcrestfinancial.com/resources/short-term-loan-repayment-calculator/): A repayment calculator for short-term and term loans, with worked examples for Gulfport, Mississippi salons, restaurants and hotels. The calculator shows monthly installments only.

## Communities near Gulfport, MS
- [Downtown Gulfport, MS Business Loans for Restaurants, Boutiques and Hotels](https://eastcrestfinancial.com/gulfport-ms/): Eastcrest Financial's Gulfport, Mississippi page: who lends to local businesses, which funding type fits which cost, and 2023 Census counts for the county's kitchens, hotels and stores.
- [Business Loans in Ocean Springs, MS for Pharmacies, Restaurants and Cafes Near Gulfport, MS](https://eastcrestfinancial.com/service-areas/ocean-springs-ms/): For Ocean Springs, Mississippi, in Jackson County: which licenses, sale papers and lease terms to have ready, and what ZIP 39564's Census counts show.
- [Bay St. Louis, MS Business Loans for Pharmacies, Hotels and Retail Shops](https://eastcrestfinancial.com/service-areas/bay-st-louis-ms/): Bay St. Louis, Mississippi, in Hancock County: lease steps and landlord questions for pharmacies, hotels, salons and restaurants, with ZIP 39520 Census counts.
- [Mississippi Gulf Coast Business Loans Beyond Gulfport, MS: Ocean Springs, MS, Bay St. Louis, MS and Diamondhead, MS](https://eastcrestfinancial.com/service-areas/): Gulf Coast communities outside Harrison County, Mississippi: links to the Ocean Springs and Bay St. Louis pages, short notes on three more places, and lease checklists for pharmacies and cafes.

## Company
- [Gulf Coast Business Funding in Gulfport, MS for Restaurants, Hotels and Boutiques](https://eastcrestfinancial.com/): Eastcrest Financial is based in Gulfport, Mississippi. An owner describes the bill or the purchase, Eastcrest lines it up with one or two funding types, and a funding partner reviews the request and makes every decision about it.
- [How to Apply for a Business Loan in Gulfport, MS: From First Call to Offer](https://eastcrestfinancial.com/how-it-works/): Four stages, from the first conversation to your own decision. This page explains what a Gulfport, Mississippi business brings to each stage and what a funding partner does with it.
- [Gulfport, MS Business Funding Questions and Answers for Restaurants, Hotels and Shops](https://eastcrestfinancial.com/faq/): Short, plain answers to the questions Gulfport, Mississippi owners raise before a funding request, with links to the pages that go deeper.
- [About Eastcrest Financial: Business Loan Help for Gulfport, MS Hotels and Cafes](https://eastcrestfinancial.com/about/): Eastcrest Financial, at 28th St in Gulfport, Mississippi, lines up a business cost with a funding type and hands the request to funding partners. The partners decide.
- [Contact Eastcrest Financial About a Business Loan for Your Gulfport, MS Pharmacy](https://eastcrestfinancial.com/contact/): Eastcrest Financial, 1504 28th St, Gulfport, MS 39501: phone, request form and the questions to bring.
- [Start a Gulfport, MS Business Loan Application for Your Gas Station or Pharmacy](https://eastcrestfinancial.com/apply/): Sending the form starts an Eastcrest Financial request in Gulfport, Mississippi; the decision on it belongs to a funding partner.
- [Disclosures for Eastcrest Financial, Gulfport, MS](https://eastcrestfinancial.com/disclosures/): How work on a request is split between Eastcrest Financial and its funding partners.

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